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Y Ty Arian
Mae teuluoedd yn wynebu nifer o heriau ariannol fydd yn eu hannog i ail ystyried eu harferion gwario. Families face financial challenges as they try to control their spending.
Ar iPlayer
’Dyw’r rhaglen yma ddim ar gael ar ÃÛÑ¿´«Ã½ iPlayer ar hyn o bryd
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